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361 DEBIT
Dear Valued Customer,
Thank you for choosing to shop with 361.
What is 361 Debit?
361 Debit is a mode of payment for credit purchase. It allows a customer to purchase on credit any Samsung mobile phone or tablet from any 361 showroom and pay, using his/her debit card, over 3, 6, or 12 months. There is zero interest and zero fee associated with this mode of payment.
How 361 Debit helps customers?
This mode of payment is available only in 361 and allows a customer to manage its budget without having to pay interest on credit purchase.
Which Debit cards can be used for this mode of payment?
You can use debit cards from most banks namely MCB, SBM, ABSA, HSBC, BANK ONE, AFRASIA, MAUBANK, ABC, SBI, HABIB, BARODA.
How is the money deducted from the card?
The deposit and first instalment are done in 361 showroom and the balance instalment is automatically deducted from the card every month until the full amount is settled. This means customers do not have to queue for subsequent payments once purchase is done.
How is 361 Debit different from 361 Credit?
361 Credit was introduced in 2021 after the covid pandemic to help our customers manage their cash flow using their credit cards. 361 Debit was introduced in Nov 2023 to help customers who do not have a credit card.
361 Debit can be used to purchase only Samsung smartphones and tablets
361 Credit can be used to purchase any product in 361.
Which bank cards can be used?
MCB, SBM, HSBC, BANK ONE, ABSA, AFRASIA, ABC, HABIB, BARODA, MAUBANK, SBI
No of monthly instalments
3, 6 or 12
What is the interest or fee for this mode of payment?
ZERO
Credit ceiling
Rs.100,000
Max purchased amount
Depends on applicant’s credit score
Product eligibility
Samsung mobile phone & tablet
No of product that can be purchased at a time
One
Minimum deposit required for 361 Debit
- 3 month – 0% deposit
- 6 month - 20% deposit
- 12 month - 30% deposit
No deposit is required for 361 Credit.
Documents required
For product below Rs.25,000
- National identity card ( NIC )
- Bank statement ( 1 month latest )
- Proof debit card belongs to the applicant in case name is not printed on card.
- Credit application form
For product above Rs.25,000
- National identity card ( NIC )
- Bank statement ( 2 months latest )
- Proof debit card belongs to the applicant in case name is not printed on card.
- Credit application form
No documents required for 361 Credit.
When is delivery done?
For product below Rs.25,000 - instant delivery.
For product above Rs.25,000 - delivery is done after 2 working days ( i.e. after verification of documents by our vetting dept.).
Instant delivery with 361 Credit for any amount.
361 Credit can be used to purchase any product.
Terms & conditions
The company reserves the right to accept or decline the credit application. All information provided will be dealt with the utmost confidentiality. On acceptance of your application, Knox software will be automatically activated on the mobile phone or tablet upon delivery. Knox is a proprietary security and management framework pre-installed on most Samsung mobile devices. Through this app, 361 may push payment notifications to the customer in the event the customer is in breach of the credit finance agreement entered with 361. Customers will be informed through SMS or Whatsapp about the acceptance/rejection of the application & he/she will have 48hrs to collect the phone/tablet. For additional information on 361 Debit, please call our hotline 2020 400 from 09h00 to 17h00 (Mon-Fri)
